Home Affordability Calculator

Discover your maximum home price based on income, debts, and available down payment.

Annual Gross Income ($)

Monthly Debts ($)

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Front-End Ratio (%)

Back-End Ratio (%)

Annual Property Tax Rate (%)

Name: Home Affordability Calculator

Scene: Use before house hunting to set a realistic budget range.

Method: Applies standard 28/36 debt-to-income ratios to your income and debts.

Interpretation: The max price is a guideline. Lenders may use different ratios.

Disclaimer: Estimate only. Consult a lender for pre-approval.

Home Affordability