Frequently Asked Questions
Are these calculators really free?
Yes, all calculators are completely free. No registration required.
Is this mortgage advice?
No. Our tools and content are for educational purposes only. Consult a licensed mortgage professional for personalized advice.
How accurate are the calculators?
Our calculators use standard mortgage formulas. Results are estimates. Actual loan terms will vary by lender.
What are current 30-year mortgage rates in 2026?
As of early 2026, 30-year fixed rates average 6.1-6.5%. Rates vary daily and by lender. Check with multiple lenders for current rates.
What are 2026 FHA loan limits?
The 2026 FHA floor is $541,287 and the ceiling is $1,249,125. Limits vary by county.
Do you store my data?
No. All calculations happen in your browser. We do not collect or store any personal information.
How do you make money?
We display advertisements. We do not sell loans, receive commissions, or participate in affiliate programs.